Yes. Kentucky is a choice no-fault state, so your own Personal Injury Protection coverage pays the first round of medical bills and lost wages regardless of who caused the crash. You can step outside the no-fault system and pursue the at-fault driver once your injuries cross Kentucky’s statutory threshold.

Your own Uninsured and Underinsured Motorist coverage can step in to pay for your injuries when the other driver carried no policy or not enough. We routinely stack and pursue every available layer of coverage so an uninsured driver does not become your financial problem.

Nothing upfront and $0 out of pocket, ever. We work on a flat contingency fee that never increases, even if your case goes into litigation. The Bigger Share Guarantee® means your walkaway amount is always larger than ours, or we cut our fee.

Yes. We have access to DOT and TriMarc traffic camera systems with roughly six months of statewide real-time footage. Pulling that video early can lock down liability before an at-fault driver or insurer rewrites the story.